HOUSING DEVELOPMENT CORPORATION Investors Presentation slide image

HOUSING DEVELOPMENT CORPORATION Investors Presentation

Overview of HDC's Sustainability Bond Framework HOUSING DEVELOPMENT CORPORATION HDC has established a Sustainability Bond Framework outlining the eligible projects and process under which the company aims to issue Sustainability Bonds. The Framework addresses the four key pillars of the International Capital Market Association (ICMA) Green Bond Principles 2018, Social Bond Principles 2020 and Sustainability Bond Guidelines 2018 Process for Project Evaluation & Selection Management of Proceeds Use of Proceeds An amount equivalent to the proceeds of the Sustainability Bond issuance will be used exclusively to finance or refinance, in whole or in part, eligible Green and/or Social Projects. Eligible Green Project Categories ■ Green Buildings Renewable Energy Energy Efficiency Sustainable Water and Wastewater Management Eligible Social Project Categories Affordable Housing Affordable Basic Infrastructure Socioeconomic Advancement and Employment Generation " Initial evaluation of planned projects by internal Bid Evaluation or Proposal Evaluation Committee HDC Management Board to opine on initial analysis and present to HDC's Board of Directors for final decision on project selection Environmental and social controversy monitoring related to Eligible Projects to be conducted throughout the life of any Sustainability Bonds issued Sustainable Bond issuance proceeds to be credited to and tracked through a dedicated sub-account Balance of tracked proceeds will be adjusted monthly to match the Eligible Project allocations All Sustainable Bond issuance proceeds to be allocated to Eligible Projects within one year of issuance Reporting Publishing of allocation and impact reporting at the project-level on an annual basis, and at least until the full allocation of the net proceeds Allocation reporting to include: Eligible Projects financed or refinanced Amounts allocated to Eligible Projects Proportion of proceeds used for financing vs. refinancing % of co-financing for Eligible Projects Balance of any unallocated proceeds Types of placements and uses for temporary unallocated funds Verification of allocation reporting and impact metrics and data by an independent external third party until full allocation and in case of any material changes 30 30
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