HDFC Operational & Financial Highlights
FINANCIALS - Apr-Dec 22
•
Apr-Dec 22 entailed a volatile environment
HDFC
WITH YOU, RIGHT THROUGH
•
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The monetary policy and interest rate actions have had a short-term impact on the net
interest income
• This has been due to the transmission lag between the interest rate increase in
borrowing costs and the increase in lending rates
On account of volatile equity markets, the net gain on investments fair valued through the
profit and loss account stood at Rs 0.89 bn (PY: Rs 6.72 bn)
• Dividend income was higher at Rs 25.28 bn (PY: Rs 13.83 bn)
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Profit on Sale of Investments: Rs 1.84 bn (PY: Rs 2.63 bn)
• Non-interest expense ratios were higher due to an increase in upfront expenses on
staffing, branch expansion and information technology -- benefits to accrue over the
coming periods.
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