Q1 FY 24 Performance Snapshot
RESTRUCTURED ACCOUNTS
Quarter wise balance outstanding in respect of Restructured Standard borrowers
Sep-21
Mar-22
Sep-22
Mar-23
(In INR Mn)
Jun-23
Type of Restructuring
No. of
Borrowers
Amt
No. of
Borrowers
Amt
No. of
Borrowers
Amt
No. of
Borrowers
Amt
No. of
Borrowers
Amt
MSME
333
15,398
395
15,032
319
12,940
182
6,104
191
5,494
Non-MSME
31
220
--
Covid-19 Resolution
1612
6,860
1518
6,812
1453
6,706
1288
6,448
1,159
5,918
Framework
Total
1976
22,478
1913
21,844
1772
19,646
1470
Gross Advances
380,122
411,560
427,016
439,708
12,552 1,350 11,412
424,048
% of Rest Standard adv to Gross
5.91%
5.31%
4.60%
2.85%
2.69%
advances
▸ The above disclosure is in respect of Restructured Standard Accounts excluding NPA and accounts got closed or upgraded as per extant RBI
guidelines
➤ As of 30.06.2023, the total outstanding restructured Standard borrower accounts was 1,350 in numbers and amounting to Rs.11,412 mn. The
Bank hold a standard accounts provision wrt Restructured accounts to the tune of Rs.1,197 mn and Rs..294 mn towards erosion on fair value of
accounts.
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