1Q22 Earnings Release Presentation

Strategic priorities based on interconnected pillars: 强 Sales channels Distribution Chan nels Aim to build the best sales platform in Brazil Integrated sale and post-sale offering Customers served 24x7 however they want Omni-channel approach Digital channel key pillar for our integrated, multi- channel offering Physical channel competitive advantage versus digital peers; redesigning our store of the future; bank-to-go Remote sales channel from "customer support" to powerful cost-efficient sales channel External channel exponential growth into several new regions in Brazil Innovation Capital Capitano vation TransferNowPay Later "Divide Pix" Pioneering the launch of installment credit 90% of "Divide Pix" users are new borrowers Home-Equity Market leaders¹ 23.4% total market share SMES SX integra: digital channel for supply-chain financing Capital: solid shareholders returns and payouts One of the best ROE globally INVESTIDOR RELATIONS 1 [email protected] 0800 286 8484 FAQ www.santander.com.br/faq Among the private-sector banks 7 Strategy

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