Investor Presentaiton

Average life and average cost Average life, in years 7.1 6.7 6.9 6.5 6.6 6.1 66.2 6.2 5.5 4.9 Despite interest 4.6 rate increases, the average 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 (p) cost will remain 4.6 4.0 3.6 4.2 3.1 3.0 2.7 2.4 3.3 2.1 1.7 1.7 1.6 1.4 1.4 1.5 1.8 1.6 1.6 1.3 1.3 Average cost Annual cost of debt at issuance 0.7 0.3 Source: Gobierno de Navarra. practically stable in 2024

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