Investor Presentaiton
Demonstrating resilience in the current environment (1/2)
Strong, sustainable growth
Rs bn
Bounce back in CP volumes on the back of higher disbursements¹
Overall
8.1%
9.2%
9.3%
8.9%
mkt share
Pvt. mkt
14.2%
15.5%
14.8%
14.6%
share
17%
-19%
55%
96%
YOY
19%
17%
16%
20%
growth
70.0
81.5
59.7
FY20
Balanced product mix
5
17%
Total APE
4%
7%
24%
20%
28%
15.6
FY21
FY22
Q1 FY23
23%
53.0
42.4
34.2
FY20
14.3
FY21
FY22
Q1 FY23
YoY Growth
Focus on diversified channel mix²
Total NBP
9%
7%
6%
7%
13%
9%
14%
13%
14%
16%
Par
19%
19%
13%
Non Par Savings
22%
22%
■ULIP
9%
Protection
61%
60%
55%
56%
Annuity
■Group Retirals
32%
FY20
FY21
FY22
Q1 FY23
HDFC
Bancassurance
■ Direct
■Agency
Brokers and others
Life
1. Based on Credit Protect new business premium 2. Based on Individual APEView entire presentation