Retail Banking Financial Update

WEALTH MANAGEMENT AND INVESTMENT BANKING WEALTH MANAGEMENT STRONG REGIONAL PRESENCE Israel (2008), UK (2010), Hungary (2012), Turkey (2013) LONDON BUDAPEST TBILISI ISTANBUL TEL AVIV CIB AUM - GEL 2,769 million, up 11.2% y-o-y Diversified funding base: 1,578 customers from 78 countries BANK OF GEORGIA WEALTH GALT & TAGGART ☐ ■ GALT & TAGGART CREATING OPPORTUNITIES LARGEST INVESTMENT BANK IN GEORGIA BROKERAGE Leading brokerage house in the region SAXO Exclusive partner of SAXO Bank via white label structure BANK RESEARCH " Macro, sector, and fixed income coverage Global market coverage DCM/ECM " Leading player on the local market Lead manager of choice for corporates as well as IFIs CORPORATE ADVISORY Track record of more than 30 completed transactions over the past eight years FINANCE Best Investment Bank in Georgia 2015-2020 74

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