Scotiabank Investor Presentation

Rising International Earnings Net income, $ millions ■ Caribbean 400 23% 200 0 * 1999 excludes Solidbank 2000 ➤ good revenue growth - very high ROE ■ Latin America & Asia A ➤ earnings up 76%* 17 International Developments ■ Mexico ➤ Inverlat closed November 30 ■ Chile BSA ownership increased to 98% from 61% ■ Branch rationalizations: - Greece, Sri Lanka, Bangladesh 18

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