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Investor Presentaiton

PUBLIC Funding and Liquidity Positions Funding Mix (Total Liabilities) ■Customer deposits Deposits from other Fls Due to banks Other borrowed funds CDs 14% 11% 13% 13% 12% 12% 13% 12% Customer and FI Deposits (USD bn) ■Customer Deposits ■FI Deposits 12.2 10.2 12.3 12.0 65.9 66.0 61.6 59.7 63% 64% 63% 65% Dec-21 Dec-22 Jun-22 Jun-23 Dec-21 Loans to Customer and other FI Deposits Ratio (%) 92.1% 87.8% 88.7% 90.0% Dec-21 Dec-22 Jun-22 Notes:¹Excludes investments in Central Bank of Kuwait Bonds and Kuwait Government Treasury Bonds Jun-23 Dec-22 Jun-22 Jun-23 Overview of Investment Securities¹ - USD 18.4 bn Other, 4% Equities, 1% As at 31 December 2022 FVPL 5% Amortized Cost 16% Non-Gov't Debt, 37% Gov't Debt (non Kuwait), 58% FVOCI 79% National Bank of Kuwait 25
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