Investor Presentaiton

SUSTAINABILITY DRIVEN BANKING 1H22 BRSA CONSOLIDATED EARNINGS PRESENTATION 22 CLIMATE CHANGE ACTION PLAN OUR LONG STANDING COMMITTMENT REMAINS COAL PHASE-OUT 2040 PACTA Managing our sustainability risk for carbon-intensive sectors with the PACTA methodology SUSTAINABLE FINANCE USING THE POWER OF FINANCE TOWARDS A MORE SUSTAINABLE FUTURE SUSTAINABLE FINANCE Sustainable finance TL 14 bn in 1H22 vs TL 8.8 bn* in 2021 Climate finance TL 7.1 bn in 1H22 vs * TL 6 bn in 2021 PLEDGE Committment to contribute to sustainable finance at least ~7-10 bn€ (2018-2025) 1st ESG DERIVATIVE TRANSACTION ESG-LINKED FUNDING ~25% of wholesale funding base GOVERNANCE WELL PROVEN TRACK-RECORD, AWARDED "HIGHEST CORPORATE GOVERNANCE RATING SCORE" BY CORPORATE GOVERNANCE ASSOCIATION OF TURKEY DIVERSITY 25% Board of Directors female representation target by the end of 2025 on the Board of Directors ESG TARGET IN PREMIUM ELIGIBILITY CRITERIA In-line with the Group KPI, for all employees at any level, starting with senior management. *Independent third party verified data

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