Financial Performance Overview

Asset Quality Snapshot Movement of Gross NPAs Quarter Ended Dec 31, 2021 March 31, 2022 June 30, 2022 Sep 30, 2022 Dec 31, 2022 Opening Balance 3,131 2,902 2,728 2,537 2,457 (+) Additions during the period 766 619 653 812 608 (-) Upgrade 181 105 192 149 99 (-) Recoveries 271 222 188 164 126 (-) Write Offs 542 465 465 578 371 Closing Balance 2,902 2,728 2,537 2,457 2,469 Gross NPA (%) 4.84% 4.40% 4.08% 3.80% 3.61% Net NPA 1,076 807 697 790 790 Net NPA (%) 1.85% 1.34% 1.16% 1.26% 1.18% Actual PCR 62.9% 70.4% 72.5% 67.8% 68.0% PCR incl. Technical Write-offs 78.6% 83.4% 85.3% 84.3% 84.7% Slippage Ratio 1.37% 1.07% 1.09% 1.35% 0.97% Net Slippages 313 292 273 498 383 Net Slippage Ratio 0.56% 0.50% 0.46% 0.83% 0.61% Net Restructured % 3.00% 2.69% 2.35% 1.87% 1.44% • Net Security Receipts as a percentage of total advances at 0.17% apno ka bank | RBL Bank 20

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