Capital First Strategy, Loan Growth and Profitability Trends
Section 7: Successful Trajectory of Growth and Profits at Capital First
This page is an extract from Capital First investor Presentation of September 2018, which is the last quarter prior to merger. Presented
here to demonstrate the capability of the core loan book and the track record of growth and profitability.
Credit Framework
STRONG RISK MANAGEMENT PROCEDURES:
Capital First is structured with inherent checks and balances for effective risk
management
Credit Policy
(For defining
Business
Origination Team
Lending Norms)
Credit
Underwriting
Team
Loan Booking &
Portfolio
Monitoring &
Operations Team
Collections
Sales, credit, operations and collections are independent of each other, with
independent reporting lines for checks and balances in the system
Section 7: Business Areas of Focus
73
IDFC FIRST
BankView entire presentation