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Scotiabank Financial Performance Review

Scotiabank Solid Core Results Each Business Up Quarter Over Quarter net income available to common shareholders, $ millions Q2/07 Q1/08 Q2/08 416 364 367 326 318 293 282 187 Imm Domestic International 251 Scotia Capital Year over year Domestic: Continued strong asset growth, market share gains, good expense control partly offset by higher loan loss provisions, margin compression International: Strong organic asset growth, contribution from acquisitions (Chile & Thailand), partly offset by higher loan loss provisions, negative forex impact Scotia Capital: Strong asset growth, lower expenses offset by lower loan loss and interest recoveries, loss on non-trading securities, lower capital markets revenues Scotiabank 5 Performance Review Luc Vanneste Executive Vice-President & Chief Financial Officer 6
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