Investor Presentaiton
Analysis of Non-interest income
Analysis of Non Interest Income (€ mn)
Net fee and commission income
Insurance income net of insurance claims
■Net FX gains/(losses) & Net gains/(losses) on other financial instruments
■(Losses)/gains from revaluation and disposal of investment properties
Other income/(expenses)
14%
12%
61
55
¡¡ 55
42
50
37
4
3
13
13
2
-1
-3
i37
14%
13%
16%
14%
32
56
47
47
47 i
I
1551
451
37
10
2
10
48
43
i 36
12
6
3
121
9
%
Net fee and
commission income
% Total income
X
Non interest
income (mn)
1
-13
-16
Recurring non-
interest income
1Q2014
2Q2014
3Q2014
4Q2014
1Q2015
2Q2015
Non-interest income remained at the same level for 2Q2015 at 47 mn
• Net fee and commission income for 2Q2015 at 36 mn (about 14% of total income); lower compared
to 1Q2015 due to seasonality relating to annual charges for banking services provided.
•
Recurring income from insurance business (average of about 11 mn for the last six quarters)
reflecting the Group's leading position in the insurance business in Cyprus; 2Q2015 Insurance
income was lower mainly due to revaluation effect of investments
Average recurring income from fee and commission income and insurance income of about 50 mn
for the last six quarters
Bank of Cyprus
KOINO
WKYNPIW
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