Bank of India Corporate Overview

GLOSSARY बैंक ऑफ़ इंडिया Bank of India Term NIM Yield on Average Advances Cost of Average Deposits Description Net interest margin is the difference of interest earned and interest expended divided by the total quarterly average (Closing) interest-earning assets Yield on Average Advances is interest income from Advances divided by total quarterly average (Closing) Advances Cost of Average Deposits is interest expense on Deposits divided by total quarterly average (Closing) Deposits ROAE ROAA CRAR GNPA Return on Average Equity is the ratio of the net profit after tax to the quarterly (Closing) average net worth (capital plus reserves) Return on Average Assets is the ratio of the net profit after tax to the quarterly (Closing) average assets Capital to Risk (Weighted) Asset Ratio Gross Non Performing Assets NNPA Net Non Performing Assets PCR CASA CRM ATM NCLT RWA UPI RAM Provision Coverage Ratio Current and Savings Account ratio Cash Recycler Machine Automated Teller Machine National Company Law Tribunal Risk Weighted Assets Unified Payments Interface Retail, Agri and MSME 22 22

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