Investor Presentaiton

Continuous innovations New Biometrics Feature in myBCA and BCA mobile Trx. Volume Composition 76.9% 21.5% 1.6% Branch 4Q19 Analyst Meeting FY-22 my OCA BCA haloBCA SBI Fast Mak BCA BI-Fast Integration of TRANSFER EASILY ATM &SCA Transactions Welma into myBCA BCA grew 42% QoQ Rising the bar for mobile & internet channels Mobile & Internet 90.7% 88.9% 84.7% 14.4% 0.9% 3Q20 Trx. Value Composition 51.6% BCA Always by your side 1500888 Larger contact center supported >4 mn online account opening in FY22 56.2% Mobile & Internet 58.7% 48.6% 44.0% 41.6% 38.1% ATM 10.6% 8.9% 7.3% 0.6% 0.4% 2Q21 1Q22 4Q22 4Q19 3Q20 6.8% 2Q21 Branch 36.0% ATM 5.7% 5.4% 1Q22 4Q22 PT Bank Central Asia Tbk 17

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