Investor Presentaiton

#5 APPENDICES Lending products Efficient, simple and competitive loans across three lending verticals Automotive Renewable energy Personal1 Loan amount $10,000 $100,000 Purpose Purchase of new and used vehicles $2,001 - $80,000 Installation and purchase of solar panels, home batteries and other energy efficient equipment $2,001-$45,000 Debt consolidation, home improvement, travel, medical expenses, legal expenses and other Loan term 3 to 7 years 3 to 7 years 6 months to 5 years Average customer² Loan amount Loan term All-in rate³ ~$31,200 72 months 7.9% pa Loan amount Loan term All-in rate³ ~$9,300 69 months 9.9% pa Loan amount Loan term All-in rate³ ~$17,000 50 months 14.0% pa Risk-based pricing provides creditworthy borrowers with lower rates Plenti Flexible loan terms Simple and transparent terms Notes: 1) Plenti also offers short-term bullet repayment loans for legal fees, secured over property. These loans have a maximum loan amount of $500,000. Average customer statistics exclude this loan type. 2) Based on originations over the 3-month period to 30 June 2020. 3) All-in comparison rate including all upfront fees and ongoing charges. Accounting revenue recognition under effective interest rate method will differ due to recognition period vs long term variance 28

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