Investor Presentation Q1 FY24 slide image

Investor Presentation Q1 FY24

Improving Profitability QoQ Q1 Q1 Q4 Parameter YOY QoQ FY23 FY22 FY24 FY23 FY23 Net Interest Income 1,246 1,028 21% 1,211 3% 4,451 4,027 Other Income 685 614 12% 674 2% 2,489 2,341 Net Total Income 1,932 1,641 18% 1,885 2% 6,941 6,367 Operating Profit 647 529 22% 594 9% 2,202 2,745 Provisions (Other than Tax) 266 253 5% 235 13% 1,022 2,860 Net Profit (Loss) 288 201 43% 271 6% 883 (75) Parameter Q1 FY24 Q1 FY23 Q4 FY23 FY23 FY22 Other Income/Total 35.5% 37.4% 35.8% 35.9% 36.8% Income Cost/Income 66.5% 67.8% 68.5% 68.3% 56.9% Net Interest Margin 4.84% 4.36% 5.01% 4.67% 4.45% Credit Cost/Advances 39 43 29 149 515 (bps)* RoA 1.01% 0.75% 1.00% 0.83% (0.07%) RoE 8.39% 6.28% 8.11% 6.69% (0.60%) apno ka bank | RBL Bank • Not Annualized 6
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