Investor Presentation Q1 FY24
Improving Profitability QoQ
Q1
Q1
Q4
Parameter
YOY
QoQ
FY23
FY22
FY24
FY23
FY23
Net Interest Income
1,246
1,028
21%
1,211
3%
4,451
4,027
Other Income
685
614
12%
674
2%
2,489
2,341
Net Total Income
1,932
1,641
18%
1,885
2%
6,941
6,367
Operating Profit
647
529
22%
594
9%
2,202
2,745
Provisions (Other than Tax)
266
253
5%
235
13%
1,022
2,860
Net Profit (Loss)
288
201
43%
271
6%
883
(75)
Parameter
Q1 FY24
Q1 FY23
Q4 FY23
FY23
FY22
Other Income/Total
35.5%
37.4%
35.8%
35.9%
36.8%
Income
Cost/Income
66.5%
67.8%
68.5%
68.3%
56.9%
Net Interest Margin
4.84%
4.36%
5.01%
4.67%
4.45%
Credit Cost/Advances
39
43
29
149
515
(bps)*
RoA
1.01%
0.75%
1.00%
0.83%
(0.07%)
RoE
8.39%
6.28%
8.11%
6.69%
(0.60%)
apno ka bank | RBL Bank
•
Not Annualized
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