3Q 2022 Investor Presentation

Integration of ESG & Climate in Credit Ratings MIS ESG credit scores will assist in transparently and systematically demonstrating the impact of ESG on credit ratings CREDIT RATINGS & RESEARCH How is ESG integrated into credit ratings? ESG factors taken into consideration for all credit ratings. Greater transparency in press releases and Credit opinions. Credit Impact Score (CIS) is an output of the rating process that indicates the extent, if any, to which ESG factors impact the rating of an issuer or transaction ESG SCORES How is a specific issuer exposed to ESG risks/benefits? Issuer Profile Scores (IPS) are issuer- specific scores that assess an entity's exposure to the categories of risks in the ESG classification from a credit perspective. IPSs, where available, are inputs into credit ratings ESG Analytical Tools ESG CLASSIFICATION What is ESG? Our classification reports describe how we define and categorize E, S and G considerations that are material to credit quality. New environmental classification sharpens focus on physical climate risks HEAT MAPS Is ESG material to credit quality? Heat maps provide relative ranking of various sectors along the E and S classification of risks MOODY'S | DECODE RISK. UNLOCK OPPORTUNITY. 3Q 2022 Investor Presentation 52

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