Investor Presentation

Scotiabank Emerging markets: small portfolio April 30, 1999 - US$ billions Latin % of total Asia America Total assets Total cross-border exposure 2.4 3.0 5.4 3.5 - less Trade 0.4 0.5 0.9 0.6 -less Bradys/Govt Securities 0.2 1.3 1.5 1.0 Remaining exposure 1.8 1.2 3.0 1.9% 16

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