Investor Presentaiton

Borrower assistance programs Deferment Re-age Modification OneMain Financial. Description % of LTM Units¹ • Allows customer to remain current with partial payment; resolves a short-term cash flow issue 2.7% . • Provides relief to customer for ongoing cash flow challenges; could involve adjustment to loan terms. 0.6% Loan brought current after customer demonstrates consistency of payments after prior cash flow challenge 1. Average monthly utilization of borrower assistance over the last twelve months for all OneMain Holdings, Inc. as of June 30, 2023. 0.2% 42

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