Investor Presentaiton

Reconciliation for non-GAAP Financial Measures Pre-Tax, Pre-Provision Profit ($MM) Business Line Pre-tax, pre-provision profit Q3/22 Revenue All-Bank Expenses Pre-tax, pre-provision profit Reported Basis Q2/23 Q3/23 7,799 7,929 8,090 4,191 4,576 4,562 3,608 3,353 3,528 Adjusted Basis¹ Q3/22 Q2/23 Q3/23 7,799 7,929 8,090 4,167 4,555 4,542 3,632 3,374 3,548 Revenue 3,119 3,134 3,216 3,119 3,134 3,216 Canadian Banking Expenses 1,385 1,457 1,448 1,380 1,456 1,447 Pre-tax, pre-provision profit 1,734 1,677 1,768 1,739 1,678 1,769 Revenue 2,419 2,752 2,846 2,419 2,752 2,846 International Banking Expenses 1,295 1,479 1,491 1,285 1,468 1,481 Pre-tax, pre-provision profit 1,124 1,273 1,355 1,134 1,284 1,365 Revenue 1,312 1,300 1,336 1,312 1,300 1,336 Global Wealth Management Expenses 796 818 843 787 809 834 Pre-tax, pre-provision profit 516 482 493 525 491 502 Revenue 1,152 1,352 1,343 Global Banking and Markets Expenses 655 752 758 Pre-tax, pre-provision profit 497 600 585 Revenue 1,662 1,918 2,017 Pacific Alliance Expenses 793 915 936 Pre-tax, pre-provision profit 869 1,003 1,081 Caribbean and Revenue Expenses 528 623 601 320 344 339 Central America Pre-tax, pre-provision profit 208 279 262 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca - 84

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