Q4 2023 Financial Update

70 70 Macro environment Our home markets (LC&FI): United Kingdom and Germany GDP development Indexed Q4 2019 = 100 110 100 United Kingdom Germany GDP growth (%) 2022 2023 2024 2025 90 United Kingdom 4.3 0.5 0.2 1.4 80 Germany 1.8 -0.3 0.0 1.6 70 Q4-2019 Q3-2020 Q2-2021 Q1-2022 Q4-2022 Q3-2023 Inflation Unemployment Annual growth rate -United Kingdom Germany Share of total labor force - United Kingdom Germany 6% 12% 8% 4% 4% 0% 2019 2020 2021 2022 2% -4% 2019 2020 2021 2022 Source: OECD database, SEB Nordic Outlook January 2024. SEB

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