Embracing Fintech slide image

Embracing Fintech

Sustainable Finance Environmental ESG Highlights • . Issued a USD$1 billion 3-year sustainability bond, Scotiabank's first, and the largest sustainability bond by a Canadian financial or corporate entity in 2021 Acted as a bookrunner for a cumulative $22 billion in green, social, sustainability and sustainability-linked bonds since 2014 Deployed a total of $3.8 billion since 2018 through the Scotiabank Women InitiativeⓇ, which provides capital to women-owned and women-led businesses Mobilized a total of $58 billion in climate-related finance since November 1, 2018, toward a raised target of $350 billion by 2030 A member of the Net-Zero Banking Alliance, Scotiabank will be a net-zero bank by 2050. Our Net-Zero Pathways Report established interim financed emissions targets and actions for the Bank's priority high-emitting sectors Achieved the 25% target reduction for GHG emissions four years ahead of our 2025 target, in alignment with our goal for net-zero emissions in our operations by 2030 Aim to secure 100% non-emitting electricity in Canada by 2025 and globally by 20301 Metric Green, social, sustainable & sustainability-linked bonds underwritten2 (billions) Capital mobilized for climate-related finance (cumulative since 2018, billions) Reduction of GHG emissions (Global, scope 1 & 2, 2016) Electricity from non-emitting sources Women (VP+, global) People of Colour (VP+, Canada) 3 Economic value distributed (billions) 4 Dow Jones Sustainability Index (DJSI) North American Index CDP climate change score Target 2021 2020 2019 $13.0 $5.0 | $350 billion by 2030 $58 $28 $16 25% by 2025 25% 20% 17% 100% by 63% 61% 61% 2030 40% by 2025 37% 36% 35% 30% by 2025 29% 28% 20% $21.0 $20.9 $21.2 Maintain inclusion Achieved Achieved Achieved A- A- B Social Governance • Scotiabank renewed diversity goals in November 2020, including a goal to have women represent greater than 40% of the global VP+ leadership team by 2025. Scotiabank is ranked 14th globally on Refinitiv's Diversity and Inclusion Index 2021 Community investment of $77 million in donations, community sponsorships, academic partnership, and employee volunteering $26 million distributed to 200+ organizations within Scotia RISE, a 10-year, $500 million initiative to promote economic resilience among disadvantaged groups Included in the Dow Jones Sustainability Index (4th year), place in the top 8% of global financial institutions and have industry-leading scores for governance, anti-crime policy and risk and crisis management A Corporate ESG committee, ultimately reporting to the Board, oversees the Bank's ESG strategy implementation Awarded Outstanding Global Leadership in Sustainability Transparency (2022 Global Finance Awards) & Best Corporate Sustainability Strategy (ESG Investing Awards 2022) Mobilizing $58 billion Capital for climate-related finance since November 1, 2018 Financing a Sustainable Future Underwriting $22 billion Apportioned value of total green, social, sustainability & sustainability-linked bonds underwritten environment programme MSCI ESG RATINGS UN AAA CCC B BB BBB AA AAA finance initiative Investing $2.9 billion Green and sustainable bonds purchased for the Bank's liquid asset investment portfolio Bloomberg Gender-Equality Index 2022 Issuance $1.5 billion Proceeds fund green and social assets, including the advancement of women-led businesses. ++CDP DRIVING SUSTAINABLE ECONOMIES A-Rating Corporate ESG Performance RATED BY ISS ESG Prime Details and definitions more fulsomely provided in Scotiabank's 2021 ESG Report. 1. Includes renewable (hydro, solar, wind, geothermal, tidal) and nuclear sources, and may include the use of renewable energy certificates (RECs); 2. Scotiabank's apportioned value of total bonds underwritten (bookrunner only) November 1 - October 31. 3. Refer to details in footnote 15, page 14 of the 2021 ESG report; 4. Per GRI methodology 201-1 Direct economic value generated and distributed (2016), see footnote 3 page 2 of the 2021 ESG report. 19
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