Investor Contacts and Regular Meetings Schedule
Bank of Russia FINANCIAL SECTOR OVERVIEW
The Central Bank of the Russian Federation
28
BANKING SECTOR: CAPITAL ADEQUACY
High quality capital base and solid capital adequacy levels under Basel III standards
Figure 18: Capital adequacy ratio for the banking sector slightly
decreased over from 13.1% (01.01.17) to 13.0% (01.04.18) vs
minimum 8.0% allowed
Figure 19: Credit organizations with capital exceeding 25 RUB bn
have lower buffer vs N1.0 minimum requirement due to economies
of scale
16
14
8 891
22
12
10
12,9
MI
8,9
ā 8
6
4
2
8,7
9 755
10 000
50
9 000
45
13,0
8.000
40
34.9
7 000
35
10,0
6.000
5 000
RUB bn
30
25.0
25
20.9
19.5
20
17.0
17.3
14.7
14.6
13,0
4 000
9,4
3.000
15
0
0
12.15 03.16 06.16 09.16 12.16 03.17 06.17 09.17 12.17 03.18
10
2 000
5
1 000
0
less than
300 mln
rub
300-1
bln rub
1-10 bln
rub
10-25
bln rub
25-50
50 100 100 - 250
bln rub bln rub bln rub
more
than 250
bln rub
I Ratio of own funds (capital) to risk-weighted assets (Basel III N1.0 ratio)
Tier I capital ratio (N1.2)
I Common equity Tier I capital ratio (N1.1)
Own funds (Basel III capital), RUB bn, rhs
Source: Bank of Russia
Capital adequacy ratio N1.0 (by capital size)
Capital adequacy ratio N1.0 as of 01.04.2018 (13%)View entire presentation