Investor Presentaiton

Gross Impaired Loan Formations By Business Segment Highlights Gross impaired loan formations were stable quarter-over-quarter GIL Formations 102: $MM and Ratios 103 16 11 11 $1,187 12 12 TD 12 bps $1,006 $937 $830 $16/3 bps $796 $779/39 bps $594 / 28 bps $512 / 25 bps $424 / 21 bps $416/21 bps $390 / 8 bps $380 / 8 bps $408/8 bps $425 / 8 bps $412 / 8 bps Q3/21 Q4/21 Q1/22 Q2/22 ■Canadian Retail ■ U.S. Retail ■ Wholesale Q3/22 54

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