IndusInd Bank Financial Overview
Microfinance Credit Bureau Data
JLG* Vs. Non-JLG model (30+ DPD)
Repayment Frequency^ (30+ DPD)
23.9%
Non-JLG
BFIL has 100% of
its loans in JLG
format
8.5%
JLG
*JLG Joint liability group lending model
Urban Vs. Non-Urban (30 + DPD)
18.2%
11.3%
BFIL has 100% of
its loans in
Weekly
repayment format
5.7%
Monthly
Fortnightly
Weekly
^ The above data excludes 6% of Industry's portfolio, which has
been categorized as “others” in repayment frequency.
20.4%
Urban
BFIL has 80% of
loans in Rural
10.4%
Non-Urban
# MFI portfolio in Top 50 Cities (by Population) of India are taken as Urban portfolio
Credit Bureau Data on (30+ DPD) of
MFI Industry highlights the strength
of JLG Lending, weekly collection and
Rural Geographies.
Source-Industry report by Equifax
on Microfinance database as on
April'17. This also includes data
reported by Banks under
Microfinance database.
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