Investor Presentaiton
A robust performance
2021 Revenues: €46,235m
+3.7%
+4.4%
44.6
44.3
46.2
2021 Operating expenses (excluding
taxes subject to IFRIC 21): €29,595m
-1.9%
+2.5%
30.2
28.9
29.6
€bn
€bn
2019
2020
2021
2019
2020 2021
CET1 ratio at 31.12.21: 12.9%
2021 Net income¹: €9,488m
+80 bps
+16.1%
+10 bps
+34.3%
12.1
12.8
12.9
9.5
8.2
7.1
in %
2019
2020
2021
2019 2020 2021
€bn
Revenue growth consolidated by
diversification and a comprehensive
approach of the needs of customers
and of the economy
Investment capacity and positive
jaws effects driven by the
development of platforms and
operational efficiency measures
2021 ROTE: 10.0%
Strong growth in earnings per
share (EPS) vs. 2020 and 2019
2021 EPS: €7.26²
+36.7% vs. 2020
+16.9% vs. 2019
CAGR 16-21: +3.9%
Continuous and sustainable value creation
1. Group share; 2. See p93
BNP PARIBAS
The bank for a changing world
2021 Full Year Results | 4View entire presentation