Reimagining Growth with Resilience slide image

Reimagining Growth with Resilience

Strengthening underwriting and simplifying customer journey UW Engine¹ Welcome, Deepak Khatri Lifeline Underwriting Last Login Date: 15/2/2022 Time:2:56:33 PM IST Client ID: 1001667595, PRATISHA, 48 (21/10/1973), Female, Married, B Ed Submit Nationality: Indan Designation: Procurement Manager Nature of Occupation: Salaried Annual Income: 4,500,000 Insurance Type: Individual Plain Name: SLCREST Sum Assured: 3.500,007 App No: 1100022259099 Member 1 of 1 Existing Client: No C24: 3.500,007 Adverse Flag: NA TC: (3,500,007 NRI Status: Yes PIO/OCI Status: No App Stage: Cancelled Smoker Status Quote: No Smoker Status Form: No Proposer Relationship: Self BMI: 22.7 Policy Term: 10 yrs Simultaneous Flag: No Nominee Relationship: Brother PEP: NO H36/Cardiac C24: Residential Status: NR Team Hierarchy SALES MEDIEASY DASHBOARD Application All Applications Page 1 G Λ MediEasy Assisted real time requirement closure for hassle free medicals Next ▸ Real time assisted financial scrutiny and help from financial desk Premium: 500,00 (Ann) NOC Risk Status: Customer Type: Summary Non Health Other Application details ►Additional component/Rider Details: MyMix: HNI Flag: Y HNI Segment: DRC Category: Health Questionnaires DigiMedProx MER Lab Reports > View Do UW Automated Details: Application ID: 1100022259099 Score Band: 9 Action: Manual UW Decision: Message: Moderate Status: Code: 3 Decision: RUW Special Category: EUS Decision(Proposal Level): Refer to Underwriter(Magnum) Comments: 24: 30L-50L, DU Score Band: >5 Magnum Decision: RUW NIO Launch Pad PRAVIN TIWARI Application No. 1100022362724 Created on 03/02/2022 SumAssured: 50,00,000 Premium: 28,282 Status: Document Upload Completed 7977356112 Proceed ANAND MOHAN Application No.- Created on 03/02/2022 + Calendar New Application Real time video medicals Ⓡ Real time medical scheduling An in house model that provides ability to set dynamic parameters Allows flexibility in deciding retention strategy without manual intervention 8= 2-stage model developed using deep learning techniques. 1st stage predicts probability of future claim and 2nd stage proposes actual UW1 decision Meditech initiatives Non Invasive Heart Rate, BMI and other parameters using customer mobile video Instant Accessible Accurate Available 24X7 In customers pocket 1. UW: Underwriting 21 21 Profitable distribution Diversified leading Market- growth insurance Reimagining Quality of Board and mix innovation management Customer empowering HDFC Life
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