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Investor Presentaiton

Our Markets - Diversity Supports Growth In Virginia Richmond Fredericksburg Charlottesville State Capital, Fortune 500 headquarters (7), VCU & VCU Medical Center $4.9 billion in-market deposits and total deposit market share of 15.5% Defense and security contractors, Healthcare, Retail, Real Estate development • $1.7 billion in-market deposits and total deposit market share of 30.2% Virginia Beach NORFOLK Military, Shipbuilding, Fortune 500 headquarters (3), Tourism $1.3 billion in-market deposits and total deposit market share of 4.5% Roanoke BLACKSBURG D Virginia Tech, Healthcare, Retail $1.3 billion in-market deposits and total deposit market share of 10.7% University of Virginia, High-tech and professional businesses, Real Estate development • $709 million in-market deposits and total deposit market share of 11.7% Northern Virginia Nation's Capital, Fortune 500 headquarters (12), Defense and security contractors, Non-profit Associations (lobbyists), HQ2 • $4.9 billion in-market deposits and total deposit market share of 5.3% Atlantic Union Bankshares Source: SNL Financial; excludes branches greater than $5 billion Deposit data as of 6/30/2020; Fredericksburg market defined as Caroline, Fredericksburg City, King George, Spotsylvania and Stafford counties; all other markets per MSA definitions in SNL LO
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