Investor Presentaiton
(€ bn)
Gross loans
Wholesale
25.8
SBL
2.2
Detailed overview of Alpha Bank's asset quality by portfolio - Group
Mortgages
9.2
Consumer
2.6
Total
39.8
(-) Accumulated Provisions
(0.3)
(0.2)
(0.4)
(0.3)
(1.2)
Net loans
25.5
1.9
8.8
2.3
38.6
NPLs
0.2
0.4
0.6
0.3
1.5
NPL ratio
0.8%
17.0%
6.8%
11.2%
3.8%
NPES
NPE ratio
NPL collateral
0.4
0.6
1.5
0.5
3.0
1.7%
27.9%
16.3%
18.1%
7.6%
0.1
0.2
0.5
0.1
1.0
NPE collateral
0.3
0.4
1.3
0.1
2.1
217%
66%
146%
144%
144%
Collateral
122%
113%
119%
111%
100%
85%
Coverage ratio
□ Cash
74%
55%
87%
23%
64%
150%
60%
90%
25%
71%
95%
72%
66%
80%
41%
57%
59%
24%
40%
NPL
NPE
NPL
NPE
NPL
NPE
NPL
NPE
NPL
NPE
NPLs
0.2
0.4
0.6
0.3
1.5
(+) Forborne NPLs < 90 dpds
0.1
0.2
0.8
0.2
1.4
(+) Unlikely to pay
0.1
0.0
0.1
0.0
0.2
NPES
0.4
0.6
1.5
0.5
3.0
Forborne NPLs >90dpd
0.0
0.2
0.3
0.2
0.7
Forborne NPLs <90dpd
0.1
0.2
0.8
0.2
1.4
Performing forborne
0.4
0.3
1.5
0.2
2.4
Total forborne
0.6
0.7
2.6
0.5
4.4
51
ALPHA
SERVICES AND HOLDINGSView entire presentation