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Investor Presentaiton

Free Surplus vs Group LCSM Surplus Reconciliation of Free Surplus to Group LCSM Surplus ($b) + 5.5 23.4 17.9 + 7.4 + 5.6 + 9.4 45.7 Free Surplus on Consolidated Basis End of 2022 Adjustment to Reflect Consolidated Reserving and Capital Requirements Free Surplus on Business Unit Basis End of 2022 Reflecting Shareholders' View of Capital(1) Different Capital Requirements Under EV for AIA China(2) Eligible Other Than Tier 1 Debt Capital Group LCSM Surplus End of 2022 Notes: Due to rounding, numbers presented in the chart may not add up precisely (1) (2) Reflects change from EV required capital to group prescribed capital requirement (GPCR) and the inclusion of participating fund surplus Adjustment from China Association of Actuaries (CAA) EV basis to C-ROSS solvency basis in line with local requirements AIA 60 60
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