Investor Presentaiton

Urban-Rural and entity differences Primary data analysis URBAN RURAL DIFFERENCES i ENTITY DIFFERENCES (FBiH & RS) • • Rural-based firms more likely to have already seen significant (10%+) decrease in turnover (77%, as compared to 68%) Urban firms more likely to be able to adjust their operations or implement partial shutdowns. Short-term and medium-term perspectives show that rural- based firms more likely to cease operations. Rural-based firms have less secure orders for their products or services. • This identifies a key issue rural firms must act upon in order to ensure continuity of the business. Secure orders for over 3 months • • • Firms from Republika Srpska slightly more directly affected than those in Federation of Bosnia and Herzegovina. (32%; 26% - direct shutdowns). • No noticeable difference in future business expectations and impact channels. More firms in FBiH considering cost cutting measures in short and medium-term perspectives ⚫ Firms in Republika Srpska significantly more likely to seek support from Chamber of Commerce than from other public authorities During the crisis, did you establish or maintain contact with any of the following institutions? Rural Urban 0% 5% 10% 15% 20% 25% Source: Economic Pulse Survey 40% 30% 20% 10% 0% Professional Associations Chambers of Commerce Unions Public Authorities Financial Institutions 7 FBiH RS Source: Economic Pulse Survey

View entire presentation