Scotiabank Earnings Report

21 Risk Outlook Remains Stable • Asset quality remains high - Retail and commercial portfolios performing as expected Corporate portfolios continue to demonstrate strength Combination of growth in portfolios and product mix will result in rising provisions - Canadian Retail provisions stable International Retail provisions will increase in line with portfolio growth, product mix, and a modest softening in economic conditions Corporate and Commercial provisions remain modest Scotiabank Strategy in Action Canadian Banking 2013 Outlook Anatol von Hahn Group Head, Canadian Banking Scotiabank

View entire presentation