1Q 2023 Investor Presentation

Alinma Overview Alinma is the youngest bank in KSA 18.8m Monthly Average Users 628K Smartphone Daily Average Users (Number of Smart Phone Users Logins) #4 in KSA #3 in KSA 1.9% ROA (4Q 2022) 18.6% CAR (T1) (4Q 2022) #4 in KSA 13.7% ROE (4Q 2022) 19.1% CAR 0.88% COR 17.9% T1 +17.6% Net Income YoY Financial 2.11% 121.5% NPL Ratio NPL Coverage Position Retail Digital Snapshot 98.5% Digital Transactions 4.34m KSA Market Share Customers مصرف الإنماء alinma bank 5.9% Assets (4Q 2022) 6.6% Financing (4Q 2022) 6.3% Deposits (4Q 2022) 5.1% NIB Deposits (4Q 2022) #3 Traded Stock in KSA by Value and Volume (1Q 2023) SAR 9.1 bn Value Traded (1Q 2023) Stock Highlights SAR 58.9 bn Market Capitalization (31 March 2023) 16.1% Foreign Ownership #1 among Saudi banks (31 March 2023) SOURCE: Bank Financial Statements, Tadawul 10% Owned by Public Investment Fund 5/48 1Q 2023 INVESTOR PRESENTATION

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