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Investor Presentaiton

Strong Financial and Risk Management Overview Management-led Risk Oversight Committees Governing Body: Board of Directors/Risk and Audit Committee Senior Management Strong governance culture with oversight of all enterprise-wide key risks • Robust risk monitoring with policies and limits 17 1st Line 2nd Line 3rd Line Financial Control Security Management Controls Internal Control Measures Risk Management Internal Audit Quality Inspection Compliance Operational Oversight Assurance Regulator External Audit BoD: Annually Reviews and approves our ERM Policy and Risk Appetite Statements as well as receives quarterly reporting Internal Audit: 36 Employees Model Audit Rule: 2 Employees Information Security: 54 Employees ERMO: 79 Employees MutuaОтана CONFIDENTIAL
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