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Investor Presentaiton

Agro Ecosystem Comprehensive solutions along the entire chain Gira WayCarbon Commodities Gira Specializes in agribusiness receivables management ¡ 8 Customer Centricity Sales Channels Distribution Innovation and Profitability 8. Culture People Total Portfolio 1 R$ 34 billion (+38% YoY), with the goal of reaching R$ 50 billion by December 2023 WayCarbon Latin America's largest technical consulting firm specializing in climate change Focus on origination of carbon credit projects Market share 6% with a increased of 400bps since 2015 300 Agribusiness dedicated professionals +800 sustainable initiative projects for more than 400 companies Serving 75% of ISE-listed companies INVESTOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq 1 Febraban portfolio, considering loans, Agro bonds + Rural CDI, as of September 2022 22 22
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