Investor Presentaiton

Stable underlying margin trends pricing for claims inflation Underlying margin 14.7% -0.1% -1.4% 1.9% -0.5% 14.6% Underlying margin ex. COVID-19 and discount rate timing impact 14.8% 14.0% FY21 Underlying margin Lower COVID-19 benefit Increased perils allowance Discount rate timing impact Net improvement FY22 Underlying margin 1H22 2H22 iag 11 FY22 Results | 12 August 2022

View entire presentation