Green Bond Framework Presentation

Next step in our sustainability journey: elevated ambition level and enhanced customer support Our purpose is the starting point As a leading bank we are well positioned to drive change SUSTAINABLE GOALS DEVELOPMENT 17 GOALS TO TRANSFORM OUR WORLD Together, we lead the way, enabling dreams and everyday aspirations for a greater good PRINCIPLES FOR RESPONSIBLE BANKING COLLECTIVE COMMITMENT TO CLIMATE ACTION UNEP PRINCIPLES FOR FINANCE RESPONSIBLE INITIATIVE BANKING UNEP PRINCIPLES FOR NTATIVE BANKING THE NET-ZERO ASSET OWNER ALLIANCE FINANCE UNEP INITIATIVE Sustainability integrated into business plans across Group Savings and lending offerings Culture and people processes Procurement Risk management Funding Targets for all ESG pillars - including customer activities and our own direct impact Medium-term (2023) targets for all units, covering ESG funds, green mortgages, green bonds, sector policies, etc. Focus on incentivising customers to make choices which have a positive impact and supporting their transition to more sustainable banking Targets for our activities, including climate, social and governance areas, and financial strength • Our long-term climate objectives By 2030 reduce carbon emissions from our lending and investment portfolios by 40-50%* and achieve net zero emissions by 2050 at the latest By 2030 reduce carbon emissions from our internal operations by >50%* and deliver net positive carbon contribution (through off- setting) 5 * Baseline year 2019 Nordea

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