Investor Presentaiton

TERM FUNDING MATURITY TABLE (EXCLUDING SUB DEBT AND MORTGAGE SECURITIZATION) (CANADIAN DOLLAR EQUIVALENT, $B) Wholesale Funding Wholesale funding diversity by instrument and maturity1,6,7 24% Senior Notes 10% Bail-inable Notes 2% Asset-Backed Securities $30 5 Asset-Backed Commercial Paper³ 2% 35% Bearer Deposit Notes, Commercial Paper & Short-Term Certificate of Deposits $261B 1% -12% Covered Bonds -10% Mortgage Securitization4 -4% Subordinated Debt5 Deposits from Banks² 3 $23 $22 22 22 $22 4 7 8 $17 15 13 5 $11 3 17 12 12 7 < 1 Year 2 Years 3 Years 4 Years 5 Years 5 Years > Senior Debt ABS Covered Bonds 1 Excludes repo transactions and bankers acceptances, which are disclosed in the contractual maturities table in the MD&A of the Interim Consolidated Financial Statements. Amounts are based on remaining term to maturity. 2 Only includes commercial bank deposits raised by Group Treasury. 3 Excludes asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes. 4 Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the Bank in its own name. 5 Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures. 6 As per Wholesale Funding Sources Table in MD&A, as of Q2/20. 7 May not add to 100% due to rounding. 60 60

View entire presentation