Investor Presentaiton

Reconciliation for non-GAAP Financial Measures (4/5) ($ millions) Reported Basis Adjusted Basis¹ Pre-tax, pre-provision profit Q4/21 Q3/22 Q4/22 FY21 FY22 Q4/21 Q3/22 Q4/22 FY21 FY22 All-Bank Revenue 7,687 7,799 7,626 31,252 31,416 7,687 Expenses 4,271 4,191 4,529 16,618 17,102 4,058 4,167 7,799 7,987 4,287 31,252 31,777 16,327 16,787 Pre-tax, pre-provision profit 3,416 3,608 3,097 14,634 14,314 3,629 3,632 3,700 14,925 14,990 Canadian Banking Revenue 2,831 Expenses 1,251 1,385 3,119 3,134 1,397 10,898 12,030 Pre-tax, pre-provision profit 1,580 1,734 1,737 4,951 5,947 5,388 1,245 2,831 3,119 1,380 3,134 10,898 12,030 1,391 4,929 5,366 6,642 1,586 1,739 1,743 5,969 6,664 International Banking (constant FX) Revenue 2,322 Expenses 1,278 2,426 2,504 1,311 1,364 9,352 9,727 2,322 2,426 2,504 9,352 9,727 Pre-tax, pre-provision profit 1,044 1,115 1,140 5,149 4,203 5,212 1,268 1,302 1,355 5,107 5,173 4,515 1,054 1,124 1,149 4,245 4,554 Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com 46

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