Investor Presentaiton

Distribution Strategy • The bedrock of the business is based on the loan book and an unrelenting focus on 4C's: - Credit, Capital, Collections & Collaborations. . The company has 18 Gold Loan Branches as of June 2021 and plans to further expand the network by approximately 3-4 branches per month in FY22. • The company has 5 additional branches in Mumbai, Jaipur, Ahmedabad, Lucknow and Delhi and the focus is predominantly on Maharashtra in FY22. . The company also has partnered with various DSA's and channel partners to enhance the loan sourcing pipeline and collection mechanism. Lastly, the company has entered in a Franchisee Model (Financial Inclusion Stores) and has tied up with 200 Franchisees with the goal to onboard 1,500+ Franchisees by March 2022. Tie-ups are with Kirana Stores, Chemists, Traditional Shopkeepers like Pan Walas etc. Distribution Partners 1) Ruloans Insurance Partners RULOANS much more than money 1) TATA AIG Branches • Gold Loan • Others Secured and Unsecured Loans Social Capital Partners 1) Tofler TOFLER TATA AIG INSURANCE WITH YOU ALWAYS 2) Conscious Labs 37% CONSCIOUS LABS 2) Andromedia ANDROMEDA India's Largest Loan Distributor 2) IndiaFirst IndiaFirst LIFE INSURANCE 3) Royal Finserv 3) Minaxi Mehta Welfare Foundation 4) Mera Cashier 99 Mera Cashier 3) Magma HDI MAGMA HDI And 100+ partners ROYAL FINSERV General Insurance Company Ltd. Together we will... 5) Easy Invoice Manager Invoice Manager ■ Secured Unsecured Investor Presentation | www.dfltd.in 63% 22 22

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