Scotiabank Financial Analysis Q2/17
International Retail: Loans and Provisions
(Spot Balances as at
Q2/17, $ billions¹)
$19.1
$1.9
$4.5
Total Portfolio₁ = $56 billion; 65% secured
Credit Cards ($7.1B)
■Personal Loans ($16.5B)
■Mortgages ($31.4B)
$11.9
$10.3
$1.6
- $0.5
$2.8
$3.4
$7.9
$1.4
$5.8
$12.7
$3.7
$1.7
$7.0
$6.9
$2.1
$2.8
$2.0
C&CA ³
3
3
Mexico
Peru
Colombia
Chile
3
PCL2
Q2/17 Q1/17 Q2/17 Q1/17
Q2/17
Q1/17 Q2/17 Q1/17 Q2/17 Q1/17
$ millions
51
50
42
41
26
23
76
71
69
64
% of avg. net
loans (bps)
116
109
185
194
94
88
432
415
510
488
(1)
Total Portfolio includes other smaller portfolios
(2)
Excludes Uruguay PCLs of approximately $16 million
(3)
Includes the benefits from Cencosud and Citibank net acquisition benefits. Excluding the net acquisition benefits, C&CA's ratio would be
144 bps for Q2/17 and 143 bps for Q1/17 and Chile's ratio would be 130 bps for Q2/17 and 132 bps for Q1/17
Scotiabank®
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