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BUSINESS OVERVIEW INCOME & MARGINS NET INTEREST INCOME Net Interest Non Interest Net Interest FY Income Income Margin (%) 89 91 80 71 Q2FY 21 89 6 2.88 Q4FY 21 71 20 2.82 Q1FY 22 80 28 2.66 Q2FY 22 91 38 2.85 Q2 FY21 Q4 FY21 Q1 FY22 Q2 FY22 2.88 NET INTEREST MARGIN % 2.82 2.66 2.85 Q2 FY21 Q4 FY21 Q1 FY22 Q2 FY22 INVESTOR PRESENTATION | September 2021 6 NON INTEREST INCOME 29 29 18 28 Q2 FY21 Q4 FY21 Q1 FY22 38 Q2 FY22 DhanlaxmiBank established 1927

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