IDFC FIRST Bank Risk Management & Asset Quality

IDFC FIRST Bank - Drivers for Deposit Growth Section 7: Deposits & Borrowings The Bank has built strong capabilities to consistently grow its Deposit Franchisee. Some of the key factors are mentioned below - IDFC first bank is seen as an 'Institution' High focus on customer service • Customer friendly and attractive product propositions Strong Digital capabilities • Ethical Banking High level of corporate governance 31 IDFC FIRST Bank

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