Investor Presentaiton
Global retail strategy
Contributing to financial inclusion and else through Digital Finance in Asia, where population growth
and economic growth are expected
Vietnam
Population:
Smartphone
penetration rate :
Percentage of
94.6 M
72%
bank account holders: 31%
Approx.
7.5%2
Global retail strategy in Vietnam
Approx. 7.5%2
MIZUHO
mo
mo
MIZUHO
No. of users
approx.
mobile money
No. of member
companies
approx.
7M/month
140K
3
App share
Over 50%
Approx.
10%
Approx.
15%
Prospect collaboration between
face-to-face finance and digital finance
mo
mo
mobile money
No.1 super-app 3
in Vietnam (share 4)
tonik
First digital bank in
the Philippines
Philippines¹
Population:
Smartphone
penetration rate :
Percentage of
106.6 M
65%
bank account holders: 34 %
•
Provide Vietcombank's
financial services on MoMo app
Vietcombank
No. of personal
bank accounts
approx.
20M
Credit card
transaction volume
5
No. 1
5
No. of online banking
customers
1. Source: IMF "World Economic Outlook April 2019," BCG, and Ministry of Foreign Affairs, RT. 2. Shareholding ratio in Online Mobile Services Joint Stock Company 3. Source: MoMo info memo.
4. All-encompassing mobile application that can provide multiple services on personal life, including messaging, ride-hailing, and payment. 5. Vietnam. Source: IR presentation material announced by
Vietcombank in Mar. 2021.
No. 1
MIZUHO
23View entire presentation