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Investor Presentaiton

GROUP ROE/ROTE CALCULATION DETAIL End of period (in EURm) Q422 Q4 21 2022 2021 Shareholders' equity Group share Deeply subordinated notes Undated subordinated notes 66,451 65,067 66,451 65,067 (10,017) (8,003) (10,017) (8,003) Interest of deeeply & undated subodinated notes, issue premium amortisations OCI excluding conversion reserves (2) Distribution provision 2 Distribution N-1 to be paid ROE equity end-of-period Average ROE equity* Average Goodwill Average Intangible Assets (1) (24) 20 (24) 20 1,279 (489) 1,279 (489) (1,803) (2,286) (1,803) (2,286) 0 0 55,886 54,310 55,886 54,310 55,889 53,878 55,164 52,634 (3,660) (3,776) (3,650) (3,890) (2,835) (2,687) (2,760) (2,584) Average ROTE equity* 49,394 47,415 48,754 46,160 Group net Income 1,160 1,787 2,018 5,641 Interest on deeply subordinated notes and undated subordinated notes (192) (151) (596) (590) Cancellation of goodwill impairment 337 3 337 Ajusted Group net Income 968 1,973 1,425 5,388 Average ROTE equity* 49,394 47,415 48,754 46,160 ROTE Underlying Group net income Interest on deeply subordinated notes and undated subordinated notes Cancellation of goodwill impairment Ajusted Underlying Group net Income Average ROTE equity (underlying)* Underlying ROTE (3) 7.8% 16.6% 2.9% 11.7% 1,126 1,226 5,616 5,264 (192) (151) (596) (590) 3 934 1,075 5,023 4,674 49,360 7.6% 46,854 9.2% 52,352 45,783 9.6% 10.2% ROE/ROTE: see Methodology (1) Interest net of tax, payable or paid to holders of deeply subordinated notes & undated subordinated notes, issue premium amortisations, (2) Based on the 2022 proposed distribution, subject to the usual approvals of the General meeting and the ECB, (3) Underlying data: adjusted for exceptional items and IFRIC 21 linearisation (see Supplement), * Amounts restated compared with the financial statements published in 2021 (See Note 1.7 of the financial statements) SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023
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