Investor Presentaiton

MEDIUM TERM TARGET Leveraging Our Scalable Platform to Accelerate Growth (cont.) 5 Expansion in eCommerce and other payment types 6 Cross-sell opportunities represent upside potential Launch of eCommerce in March 2019 Interest income on loans Merchant deposits $75.5m Transaction value up 536% in FY21 Tyro Connect me&u DOORDASH Google MARSELLO RITUAL BOTTY LOOP BumBag Chappy $2.9m $4.2m $26.9m $2.0m $50.5m Launch of AliPay in October 2018 FY19 FY20 FY21 FY19 FY20 FY21 Transaction Merchant Value Count 7 Continued expansion into new verticals 26% (10,201) 35% (13,952) 25% (9,803) 14% (5,740) 11% 45% ($2.8b) ($11.3b) Health Hospitality Retail Other The data only relates to Tyro merchants and excludes Bendigo merchants 35% ($8.7b) 8% ($2.1b) Alipay Enhance offerings leveraged to growth in shifting consumer preferences including eCommerce, alternative payments, ISVs/in-App Contribution from adjacent banking products and growth in lending to accelerate as economy normalises Leverage platform to expand into new verticals including trades, accommodation and services Tyro Go dongle for: > trades vertical > 'queue buster' for high volume retail > micro merchants CO 6

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