Wholesale Banking - Positioned for Growth
TD
Commercial Real Estate (CRE)
Commercial Real Estate Portfolio Overview:
Commercial &
Industrial
23%
$93B
Office
11%
Retail
17%
Other
6%
MUR
31%
Residential (excl. MUR)
12%
$13.3B of Canadian Multi-Unit Residential (MUR) insured
by Canada Mortgage and Housing Corporation (CMHC)
5-year Trailing Average Impaired PCL Rate
(bps)
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Highlights
Commercial Real Estate represents $93B
or 10% of Total Bank gross loans and
acceptances¹1
-
Portfolio is well diversified across
geographies and sub segments
57% of CRE portfolio in Canada and
43% in the U.S.
Office represents ~1% of total bank
gross loans & acceptances
Credit performance has been strong
CRE five-year average loan losses of ~3
bps, relative to a broader Business &
Government average loss rate of 12 bps
■ Current quarter impaired provisions in the
U.S. Commercial CRE portfolio driven by
the office sector
3
12
CRE
■Business & Government
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