Investor Presentaiton
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Key credit highlights
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Market-leading global information business
Market leader, holding #1 or #2 positions¹ across our largest markets in Data – the USA, Brazil and the UK
Significant synergies from combining data sources, integrating analytics and using technology to secure competitive advantage
Strong geographic portfolio and product diversity
Diversified portfolio across sectors, geographies and end clients
Expanding position with existing and new clients and consumers, led by innovation
Scalable business model with high barriers to entry - identified significant addressable market opportunities, estimated at US$130bn and growing
ESG is core to how we run our business
We transform financial lives by improving access to credit and empowering people to understand their finances. We do this via our core products,
social innovation, and community investment, through which we contribute to 3 SDGs related to improving access to credit and financial services
Data security is of the highest focus, our robust security controls are based on ISO 27001, the international standard for information security
Committed to becoming carbon neutral by 2030³, and have set science based targets to achieve this
Financially well-positioned
Organic revenue growth every year since IPO in 2006, including through the 2007/2008 financial crisis and the COVID-19 pandemic
Highly cash-generative, low capital intensity business with resilient and recurring revenues
Conversion of c. 100% of Benchmark EBIT into Benchmark operating cash flow since IPO
Robust financial and leverage policy
Leverage policy target in the range of 2.0-2.5x
Stable long-term ratings of A-/Baa1
Strong liquidity with undrawn committed facilities of US$2,200m²
Experian Public
1. In terms of revenue for FY21 across the US, UK and Brazil, according to public filings.
2. As at 31 December 2021
3. Includes all scope 1 and 2 emissions and the categories of 'purchased goods & services', 'business travel' and 'well to tank' within scope 3 (which represent 83% of our
baseline emissions in scope 3)
experian.View entire presentation